What are the eligibility requirements?
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  • Must be a legally established for profit or non-profit business located in the Houston metropolitan area
  • Satisfactory credit history and personal character
  • Sound financial position and reasonable personal support for the project
  • Reasonable assurance of repayment, based on past and projected earnings
  • Must be able to meet job creation goals for Micro and Tandem loans (one (1) job per $35,000)
  • Minimum credit score of 640 is required for Fast Track applicants and the business must be located in a low-income neighborhood

Certain types of businesses, e.g., adult entertainment, selling alcoholic beverages, etc., are ineligible to participate in the loan programs. Consult your HBDi representative for further information.