What are the loan terms, interest rates and fees?
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  • Terms can range from 1 to 25 years depending upon the useful life of the asset being financed. Typical terms are 1-5 years for working capital, 3-10 years for equipment and up to 25 years for real estate.
  • Fixed, below-market rates are available. Interest rates are determined on a case-by-case basis.
  • Application fees are: $350 – Fast Track Loan, $75 – Micro-Enterprise Loan, and $250 – Tandem Loans. Micro and Tandem Loans will also incur a 1% origination fee and attorney fees for closing documents which typically may range from $400 – $650.